This Nuveda AI Earnings & Opportunity Disclosure (“Earnings Disclosure”) provides important information concerning the Nuveda AI Advisor Academy, the Nuveda AI Business Advisor Program, commission opportunities, and potential earnings.
This Earnings Disclosure forms part of and is incorporated into the Nuveda AI Business Advisor Agreement (“Business Advisor Agreement”).
No separate signature or separate electronic acceptance of this Disclosure is required. An Advisor accepts this Disclosure by electronically accepting the Business Advisor Agreement.
1. Purpose
Nuveda AI wants prospective and current Business Advisors to clearly understand the nature of the Business Advisor opportunity.
The Program provides an opportunity for qualified and approved Business Advisors to earn commissions from eligible customer business.
It does not provide guaranteed income.
The purpose of this Disclosure is to explain:
- that Academy participation is free;
- that qualification does not guarantee appointment;
- that Business Advisor appointment does not guarantee customers or sales;
- the nature of the 30% recurring commission structure;
- that earnings depend upon actual qualifying customer transactions;
- that recurring commission does not mean lifetime or guaranteed income;
- that customer retention is not guaranteed;
- that individual results will vary; and
- that unauthorized earnings representations are prohibited.
2. The Advisor Academy Is Free
The Nuveda AI Advisor Academy is:
100% free to enroll in and free to complete.
Nuveda AI does not require Participants to pay:
- tuition;
- enrollment fees;
- training fees;
- certification fees;
- starter-kit fees;
- lead fees;
- mandatory software fees;
- mandatory subscription fees;
- or other required participation fees
to complete the Academy.
No Nuveda AI subscription, credit purchase, product purchase, marketing package, inventory purchase, or similar purchase is required to complete the Academy.
3. No Payment Required to Become a Business Advisor
Nuveda AI does not require an approved Business Advisor to pay Nuveda AI merely for the right to participate in the Business Advisor Program.
No purchase of Nuveda AI products or services is required solely as a condition of Business Advisor appointment.
Business Advisors may independently incur ordinary expenses associated with their own activities, but Nuveda AI does not guarantee reimbursement unless expressly authorized.
4. Academy Completion Does Not Guarantee Appointment
Successfully completing the Nuveda AI Advisor Academy does not automatically make a Participant a Nuveda AI Business Advisor.
Business Advisor appointment may require:
- successful Academy qualification;
- a passing assessment score;
- identity verification;
- eligibility review;
- Nuveda AI approval;
- electronic acceptance of the Business Advisor Agreement;
- applicable onboarding;
- and other legitimate Program requirements.
Nuveda AI may approve or decline Business Advisor applications subject to applicable law.
5. Business Advisor Status Is Not Guaranteed Employment
A Nuveda AI Business Advisor is not automatically an employee of Nuveda AI.
The Business Advisor relationship is governed by the Business Advisor Agreement.
Participation in the Academy or Business Advisor Program does not guarantee:
- employment;
- salary;
- wages;
- employee benefits;
- paid time off;
- guaranteed hours;
- guaranteed assignments;
- or guaranteed compensation.
6. Commission Structure
Subject to the Business Advisor Agreement and applicable Program policies, eligible Business Advisors may earn:
30% recurring commission on eligible customer accounts.
The commission is calculated only on Eligible Commissionable Revenue as defined by the Commission & Customer Attribution Policy.
Not every payment or amount received by Nuveda AI is necessarily commissionable.
7. What “30% Recurring” Means
“30% recurring commission” means that an eligible Business Advisor may receive commission on qualifying recurring customer payments associated with an eligible attributed customer account while applicable Program requirements remain satisfied.
It does not mean:
- guaranteed income;
- guaranteed monthly payments;
- guaranteed customer retention;
- lifetime income;
- lifetime commission;
- permanent income;
- perpetual commission;
- passive income without conditions;
- vested future income;
- or an unconditional right to future commissions.
8. No Guarantee of Customers
Nuveda AI does not guarantee that a Business Advisor will obtain:
- any customers;
- any particular number of customers;
- any enterprise customers;
- any Company-generated leads;
- any recurring customers;
- or customers of any particular value.
The existence of a commission rate does not guarantee that commissionable transactions will occur.
9. No Guarantee of Sales
Nuveda AI does not guarantee that a Business Advisor will make:
- a first sale;
- recurring sales;
- monthly sales;
- enterprise sales;
- subscription sales;
- upgrades;
- credit sales;
- or any other type of sale.
10. No Guarantee of Commissions
Nuveda AI does not guarantee that a Business Advisor will earn:
- any commission;
- a minimum commission;
- a commission each month;
- a commission each year;
- a particular total amount;
- or commissions for any minimum period.
Commission eligibility depends upon qualifying customer activity and compliance with applicable Program terms.
11. No Guarantee of Income
Nuveda AI does not represent or guarantee that participation in the Business Advisor Program will provide:
- full-time income;
- part-time income;
- replacement income;
- supplemental income;
- passive income;
- financial independence;
- financial freedom;
- wealth;
- or any particular financial result.
12. Results Will Vary
Business Advisor results can vary substantially.
Factors that may affect results include:
- amount of legitimate effort;
- business-development ability;
- sales experience;
- communication ability;
- customer needs;
- market conditions;
- industry;
- pricing;
- product-market fit;
- customer budgets;
- timing;
- competition;
- sales-cycle length;
- prospect quality;
- technical requirements;
- customer retention;
- Advisor availability;
- and other circumstances.
Nuveda AI does not control all of these factors.
13. The 30% Rate Is Not an Earnings Projection
The fact that Nuveda AI offers a 30% recurring commission rate does not constitute a representation that an Advisor will earn a particular amount.
For example, knowing the commission percentage alone does not tell an Advisor:
- how many customers they will acquire;
- what customers will purchase;
- how long customers will remain subscribed;
- whether payments will be successfully collected;
- whether refunds or chargebacks will occur;
- or whether commission eligibility requirements will continue to be satisfied.
14. Customer Retention Is Not Guaranteed
Customers may:
- cancel;
- downgrade;
- pause service;
- stop paying;
- receive refunds;
- dispute payments;
- reduce spending;
- switch plans;
- or otherwise change their relationship with Nuveda AI.
These events may reduce or eliminate future commissionable revenue.
15. Commissionable Revenue May Change
Eligible Commissionable Revenue may be affected by:
- discounts;
- refunds;
- credits;
- chargebacks;
- payment failures;
- pricing changes;
- customer upgrades;
- customer downgrades;
- plan changes;
- product eligibility;
- commission splits;
- or other legitimate adjustments.
The detailed rules are contained in the Commission & Customer Attribution Policy.
16. Commission Splits May Apply
Some opportunities may involve:
- Forward-Deployed Engineers;
- other Business Advisors;
- Account Executives;
- internal Nuveda AI sales resources;
- or other authorized participants.
Where a commission split applies, the Business Advisor may receive only the portion of the commission pool assigned to that Advisor.
Participation by multiple authorized individuals does not automatically create a separate full 30% commission for each person.
17. No Recruitment-Based Earnings
Nuveda AI does not compensate Business Advisors merely for recruiting other individuals into the Advisor Academy or Business Advisor Program.
An Advisor does not earn commission simply because another person:
- joins the Academy;
- completes training;
- passes certification;
- becomes a Business Advisor;
- or recruits another Advisor.
Business Advisor compensation is tied to eligible customer activity under applicable Program terms.
18. No Required Downline
The Nuveda AI Business Advisor Program does not require an Advisor to build a “downline” of Advisors to become eligible for customer-sales commissions.
19. No Guaranteed Company-Generated Leads
Nuveda AI may choose to assign Company-generated opportunities to Business Advisors.
However, Nuveda AI does not guarantee:
- lead volume;
- lead frequency;
- lead quality;
- territory exclusivity;
- account assignments;
- or any particular opportunity.
20. Active Advisor Requirements
Continued participation in the Program may require maintaining Active Advisor Status.
The current framework considers approximately 90 consecutive days without Qualifying Advisor Activity as potential inactivity.
A completed sale is not required every 90 days merely to remain active.
Legitimate prospecting, customer development, training, compliance, opportunity development, and other recognized activity may qualify.
Detailed rules are contained in the Active Advisor & Inactivity Policy.
21. Inactivity May Affect Future Eligibility
An Advisor who becomes inactive may experience:
- restrictions on new leads;
- restrictions on new opportunity attribution;
- reassignment of dormant opportunities;
- recertification requirements;
- suspension;
- or termination.
Inactivity may affect eligibility for future commissions that have not become earned, subject to applicable Program terms and law.
22. Termination May Affect Future Commissions
Business Advisor status may end through:
- resignation;
- inactivity;
- ordinary Program termination;
- material breach;
- serious misconduct;
- or other circumstances allowed by the Business Advisor Agreement.
Termination may affect future commissions that have not yet become earned.
Termination does not automatically eliminate commissions already legally earned where applicable law requires payment.
23. No Lifetime Commission Promise
Nuveda AI does not promise Business Advisors:
- commissions for life;
- lifetime recurring commissions;
- perpetual commissions;
- permanent residual income;
- irrevocable customer commissions;
- or any other unconditional future commission entitlement.
Commission rights are governed by the Business Advisor Agreement and applicable Program policies.
24. No Minimum Performance Promise
Nuveda AI does not represent that the average, typical, median, or newly appointed Business Advisor will achieve any particular financial result unless Nuveda AI expressly publishes an authorized, substantiated disclosure identifying such results.
25. No Typical-Earnings Claim Without Support
Nuveda AI and its Advisors should not describe a particular income result as:
- typical;
- average;
- common;
- expected;
- likely;
- easy;
- or representative
unless Nuveda AI has sufficient support for that representation.
FTC guidance states that earnings claims for money-making opportunities should be backed by evidence and should not rely merely on unusually successful participants.
26. Exceptional Results
An exceptional result achieved by one Business Advisor does not establish what another Advisor should expect to earn.
High-performing Advisor examples must not be presented in a way that misleadingly suggests similar results are typical.
27. Testimonials
Any earnings-related testimonial must comply with the Advertising, Social Media & Claims Policy.
A testimonial must not:
- fabricate earnings;
- exaggerate income;
- conceal material facts;
- imply typicality without support;
- or create a misleading expectation.
FTC enforcement continues to focus on unsupported claims about what participants are likely to earn.
28. Lifestyle Claims
A lifestyle representation may function as an earnings claim.
Advisors may not imply that participation in the Business Advisor Program will predictably provide:
- luxury vehicles;
- expensive homes;
- luxury travel;
- early retirement;
- financial independence;
- debt elimination;
- job replacement;
- or another particular lifestyle
unless Nuveda AI has authorized and appropriately substantiated the representation.
29. Personal Success Stories
An Advisor discussing their own genuine experience must not present that experience deceptively.
Statements should not create a misleading impression that another person is likely to achieve the same result.
30. Gross Commission Versus Net Income
A commission amount is not necessarily the same as net income.
An Advisor may incur personal business expenses such as:
- transportation;
- communications;
- equipment;
- internet service;
- marketing;
- professional services;
- taxes;
- or other voluntary expenses.
Nuveda AI does not represent that gross commission amounts equal net profit.
31. Advisor Expenses
Nuveda AI does not require Business Advisors to purchase Nuveda AI products or services merely to participate.
However, Advisors may voluntarily incur ordinary expenses associated with their independent business-development activity.
Unless Nuveda AI expressly agrees otherwise, those expenses are the Advisor's responsibility.
32. Taxes
Commission payments may have tax consequences.
Business Advisors are generally responsible for their own applicable taxes except where Nuveda AI is legally required to withhold or pay amounts.
Nuveda AI does not provide individual tax advice through this Disclosure.
33. No Investment Representation
The Business Advisor Program should not be represented as an investment product.
Business Advisor appointment does not provide:
- equity in Nuveda AI;
- ownership in Nuveda AI;
- securities;
- guaranteed returns;
- profit-sharing ownership;
- or investment appreciation.
34. No Franchise Representation
Nuveda AI does not represent that completion of the Academy or appointment as a Business Advisor creates a franchise.
The Business Advisor relationship is governed by the Business Advisor Agreement and applicable law.
35. Free Participation Is Material
Because Nuveda AI currently charges no enrollment, training, certification, or required participation fee, the Program should continue to be described accurately as free where that statement is made.
If Nuveda AI later materially changes the Program to require payment, Nuveda AI should review the legal and regulatory implications before implementation.
The FTC's current Business Opportunity Rule guidance identifies a required payment as an important element of coverage under the Rule.
36. No Misleading Job Advertisements
The Business Advisor opportunity must not be advertised as a salaried employment position where that is not the actual relationship.
Marketing should accurately describe the opportunity as a Business Advisor relationship subject to the applicable agreement.
37. No False Urgency
Advisors may not falsely claim that:
- only a limited number of Advisor positions remain;
- an enrollment deadline exists when it does not;
- applicants must act immediately to preserve income;
- a territory will disappear when no such rule exists;
- or another fabricated urgency exists.
38. No Guaranteed Territories
Business Advisors are not guaranteed exclusive territories unless Nuveda AI expressly agrees otherwise.
An Advisor may not claim that joining guarantees exclusive rights to:
- a city;
- county;
- state;
- country;
- industry;
- market;
- or customer category.
39. No Guaranteed Customer Ownership
Customer attribution does not create lifetime customer ownership.
Customer relationships are maintained through Nuveda AI.
Advisor commission and attribution rights are contractual and remain subject to applicable Program terms.
40. Advisor Statements About the Opportunity
An Advisor promoting the Business Advisor opportunity may accurately state:
- the Academy is free;
- Academy training is free;
- approved Advisors may be eligible to earn a 30% recurring commission on eligible customer accounts;
- Business Advisor appointment is subject to qualification and approval; and
- earnings are not guaranteed.
Advisors must not materially alter those statements in a way that makes the opportunity misleading.
41. Recommended Public Commission Language
The preferred public description of the commission opportunity is:
“Eligible Nuveda AI Business Advisors may earn a 30% recurring commission on eligible customer accounts, subject to the Nuveda AI Business Advisor Agreement and applicable Program policies. Earnings are not guaranteed.”
Nuveda AI may approve shorter versions where the surrounding context provides equivalent clarity.
42. Prohibited Public Commission Language
Unless Nuveda AI later expressly authorizes and substantiates a different statement, Advisors should not advertise the Program using phrases such as:
- “30% for life”;
- “lifetime residual income”;
- “guaranteed recurring income”;
- “passive income forever”;
- “automatic income”;
- “guaranteed monthly commission”;
- “financial freedom guaranteed”;
- “replace your salary”;
- “easy six figures”; or
- similar representations.
43. Disclosure of Financial Relationship
When an Advisor endorses or recommends Nuveda AI to prospective customers and the Advisor’s financial relationship is not otherwise clear, the Advisor should disclose that they may receive commission.
A suitable disclosure may be:
“I am an independent Nuveda AI Business Advisor and may earn a commission from eligible customer purchases.”
44. Customer Purchase Decisions
A prospective customer should not be misled into believing that an Advisor has no financial interest in the transaction where such a financial interest would be material to the customer's evaluation of the recommendation.
45. Business Advisor Application Decisions
Prospective Advisors should evaluate the Program based upon their own circumstances.
Nuveda AI does not advise a person to:
- quit employment;
- incur debt;
- make major purchases;
- abandon another business;
- or rely upon anticipated Nuveda AI commissions
based solely upon appointment to the Program.
46. No Credit or Debt Encouragement
Advisors should not tell prospective Advisors to incur debt in anticipation of future Nuveda AI commissions.
Because the Academy and Advisor Program do not require a purchase merely to participate, there should generally be no need to finance entry into the Program.
47. Commission Records
Nuveda AI may maintain records concerning:
- customer attribution;
- Eligible Commissionable Revenue;
- commission calculations;
- payments;
- adjustments;
- refunds;
- chargebacks;
- splits;
- and related activity.
Actual Company records govern individual commission administration subject to applicable agreements and law.
48. Future Earnings Data
Nuveda AI may eventually publish aggregate or statistical Business Advisor earnings data.
If it does, Nuveda AI should ensure the information is:
- accurate;
- based upon appropriate records;
- presented in relevant context;
- not misleading;
- reasonably current; and
- accompanied by appropriate explanations.
49. Changes in Program Economics
Nuveda AI may prospectively change Program economics where permitted by the Business Advisor Agreement and applicable law.
Changes may include:
- commission rates;
- eligible products;
- commissionable revenue;
- payment schedules;
- active-status requirements;
- commission splits;
- or other Program terms.
Changes do not retroactively eliminate a commission already legally earned.
50. No Reliance on Oral Promises
Prospective or current Advisors should not rely on informal oral or private representations that contradict the Business Advisor Agreement or applicable Program policies.
No Advisor or other person may create an unauthorized earnings guarantee on behalf of Nuveda AI.
51. Reporting Improper Earnings Claims
Advisors should report material unauthorized earnings claims concerning the Nuveda AI Business Advisor Program to Nuveda AI.
Nuveda AI may investigate and require correction or removal of misleading claims.
52. Corrective Action
If Nuveda AI discovers an inaccurate or misleading earnings representation, Nuveda AI may require:
- immediate removal;
- correction;
- clarification;
- additional disclosure;
- withdrawal of advertising;
- additional training;
- formal warning;
- suspension;
- or termination.
53. Serious Earnings-Claim Misconduct
Intentional or repeated deceptive earnings claims may constitute serious misconduct.
Examples include:
- fabricated income screenshots;
- fake commission statements;
- false testimonials;
- invented customer results;
- guaranteed-income advertisements;
- materially misleading lifestyle marketing;
- or deliberate refusal to remove deceptive claims.
Such conduct may result in immediate suspension or termination.
54. No Automatic Commission Forfeiture
A violation of this Disclosure or applicable earnings-claim rules does not automatically eliminate commissions already legally earned.
Commission consequences remain governed by:
- the Business Advisor Agreement;
- Commission & Customer Attribution Policy;
- Suspension & Termination Policy;
- validity of the underlying transaction;
- and applicable law.
Fraudulent transactions do not create legitimate commission rights.
55. Relationship to FTC Business Opportunity Rule
Nuveda AI currently charges no amount to enroll in or complete the Academy and requires no payment merely to become a Business Advisor.
The FTC's current Business Opportunity Rule guidance identifies a required payment as one of the elements relevant to whether an arrangement falls within the Rule.
Nothing in this Disclosure should be interpreted as a legal conclusion that every possible future configuration of the Nuveda AI Business Advisor Program will necessarily fall outside every federal or state business-opportunity law.
If the Program materially changes, particularly if a required payment is introduced, Nuveda AI should reassess applicable requirements before implementation.
56. General Truth-in-Advertising Obligations
Regardless of whether a particular Business Opportunity Rule applies, Nuveda AI and its Advisors remain subject to generally applicable laws prohibiting unfair or deceptive advertising and marketing practices.
Earnings claims must not be false, misleading, or unsupported.
The FTC has reiterated in 2026 that companies and individual participants can face liability for deceptive earnings claims in money-making opportunities.
57. No FTC Approval or Government Endorsement
Neither participation in the Advisor Academy nor this Disclosure should be represented as:
- FTC approval;
- federal approval;
- state approval;
- government certification;
- government endorsement;
- or regulatory approval of the Business Advisor opportunity.
Compliance documents do not constitute government endorsement.
58. State and Local Requirements
Additional state or local requirements may apply depending upon:
- Advisor location;
- customer location;
- Program structure;
- business activities;
- and applicable law.
Nuveda AI may impose additional requirements where reasonably necessary.
59. International Advisors
Business Advisors operating outside the United States may be subject to additional legal, tax, advertising, privacy, contractor, or commercial requirements.
Participation may be restricted in jurisdictions where Nuveda AI determines that appropriate Program operation is not currently available.
60. Advisor Responsibility
Each Advisor remains responsible for:
- truthful promotion;
- accurate statements;
- compliance with Nuveda AI advertising policies;
- avoiding unauthorized earnings claims;
- complying with applicable laws;
- and accurately representing the Business Advisor opportunity.
61. Policy Modifications
Nuveda AI may modify this Disclosure prospectively where reasonably necessary to reflect:
- changes in the Business Advisor Program;
- changes in commission structure;
- new earnings data;
- changes in law;
- FTC guidance;
- regulatory developments;
- or legitimate business needs.
Material changes affecting substantial contractual rights will be handled consistently with the Business Advisor Agreement.
62. Relationship to Other Program Documents
This Disclosure should be read together with:
- Nuveda AI Business Advisor Agreement;
- Commission & Customer Attribution Policy;
- Active Advisor & Inactivity Policy;
- Suspension & Termination Policy;
- Advisor Code of Conduct;
- Advertising, Social Media & Claims Policy;
- Customer Data & Security Policy; and
- Lead Registration & Customer Ownership Policy.
If this Disclosure conflicts with the Business Advisor Agreement concerning a material contractual provision, the Business Advisor Agreement controls unless a later validly accepted amendment expressly provides otherwise.
63. No Separate Signature
This Disclosure does not require:
- handwritten signature;
- paper execution;
- separate electronic signature;
- separate checkbox;
- or separate acceptance.
It is incorporated into the Business Advisor Agreement.
64. Electronic Acceptance
The Advisor accepts this Disclosure when the Advisor electronically accepts the Nuveda AI Business Advisor Agreement.
Nuveda AI may maintain electronic records identifying:
- Advisor or user ID;
- Business Advisor Agreement version;
- Earnings Disclosure version;
- date and time of acceptance;
- electronic acceptance event;
- and other reasonable evidence of acceptance.
65. Electronic Acknowledgment
By electronically accepting the Nuveda AI Business Advisor Agreement, the Advisor acknowledges and agrees that:
- this Earnings & Opportunity Disclosure forms part of that Agreement;
- participation in the Nuveda AI Advisor Academy is free;
- completion of the Academy does not guarantee Business Advisor appointment;
- Business Advisor appointment does not guarantee employment;
- the Program does not guarantee customers, leads, sales, commissions, or income;
- eligible Advisors may earn a 30% recurring commission on eligible customer accounts;
- 30% recurring commission does not mean lifetime, perpetual, guaranteed, or unconditional income;
- customer retention is not guaranteed;
- refunds, chargebacks, payment failures, commission splits, and other legitimate adjustments may affect commission amounts;
- results vary substantially among Advisors;
- exceptional results should not be interpreted as typical results;
- unauthorized income and lifestyle claims are prohibited;
- Advisors may not guarantee earnings to prospective Advisors;
- Advisors may not represent the Program as guaranteed employment;
- no compensation is earned merely by recruiting additional Advisors;
- Active Advisor requirements may affect future commission eligibility;
- termination may affect future commissions that have not become earned;
- commissions already legally earned will be administered according to applicable agreements and law;
- Nuveda AI does not promise lifetime commissions or permanent customer ownership;
- the Advisor's financial relationship with Nuveda AI should be disclosed where required when promoting the Company; and
- the Advisor is responsible for complying with applicable advertising and earnings-claim requirements.
No separate signature or separate electronic acceptance of this Disclosure is required.
The Advisor's electronic acceptance of the Nuveda AI Business Advisor Agreement constitutes acceptance of this Disclosure.
NUVEDA AI LLC Nuveda AI Business Advisor Program Huntersville, North Carolina, United States